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During their first years, the costs associated with having a new baby in the house are visible, but there are wider and longer term financial commitments that should be considered.
When babies are new, it seems they need lots of equipment and expensive stuff around the house. The cot, the car seat, the chair, clothes, nappies, shoes. Something you may get as gifts, other things you may have to save for. One building Society estimated that the average family spends £132 a week on children. Over an 18 year period, that is a staggering £123,500! It's practically a house!
One survey said that the value of a Mum was... wait for it... £32,800 a year! If only someone would pay that for our services!
But, there are ways of reducing the cost of a baby - it just takes a bit of planning and careful thinking.
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