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It is estimated that the cohort of students starting university this autumn will leave with debts of £25,000 - whether you want your little ones to go to university or not, there are plenty of other expenses that you can start saving for as soon as they are born!
Bringing up children costs money; yes there are shortcuts that you can take, you don't have to go on the most glamorous foreign holidays or buy the most expensive clothes, but by planning for the future and putting a little money aside each month, you can build up a fund to help towards their future. You may want to save towards their first car, their wedding, university education or their first house.
Child Trust Funds were a good starting point to encourage parents to start saving for their children. Unfortunately these are being axed, but there's nothing to stop you opening a savings account and making a monthly contribution no matter how small. After a few years you will have a fund that anyone should be grateful for, or that you can use to cover some of the more significant costs that might come your way!
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