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In line with everything else in life, the cost of having a baby is only going in one direction, and that's upwards. It's estimated that the cost of preparing for your baby is approaching £2,000 - that's the total for all your baby equipment such as cots and car seats, as well as your initital stock of nappies and clothes etc. Of course there are ongoing costs too, with the lowest estimates for caring for a baby coming in at £1,000 a year. These costs may be very conservative for parents who want to treat their baby to high end equipment - the upper costs associated with raising a baby can virtually be limitless!
All of this comes at a time when your earnings are likely to fall because of maternity leave. It's so important that you plan for this lifestyle change. Luckily we get good notice of a new baby arriving - typically nine months! Start putting aside a little bit of money as soon as you know that you are expecting, or start to spread the cost by buying pieces of equipment as you go along. Prepare your new baby's bedroom in this time and start kitting it out with the furniture that you'll need.
There are ways that you can save money - look out for secondhand equipment at boot sales, on eBay or at NCT sales. Look for good value alternatives such as supermarket branded goods. Don't feel that you have to buy one of everything that is available - make pragmatic decisions about what equipment you may be able to survive without.
There's no arguing that having a baby doesn't come cheaply, but hopefully you'll find the joy of having a new member of the family more than reward enough to see you through these early years. Costs don't necessarily decrease with time, but hopefully your budgeting will be more used to a larger family in time...
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